The Subrogation Strategist

In Westfield Ins. Group v. Pure Renovations, LLC, 2019-Ohio-4773, 2019 Ohio App. LEXIS 4829, the Court of Appeals of Ohio considered whether the lower court properly granted the defendant’s summary judgment motion. In its motion, the defendant argued that the plaintiff could not prove that the defendant’s conduct was the proximate cause of the fire at issue because the plaintiff’s liability expert identified two possible causes of the fire. The Court of Appeals, finding issues of fact remain as to whether the defendant was solely responsible for both possible causes, reversed the summary judgment ruling. This case establishes that, in Ohio, if all likely causes implicate solely the defendant’s alleged negligent conduct, a plaintiff’s inability to identify, definitively, one cause of a loss does not necessarily preclude the plaintiff from establishing proximate cause.Continue Reading

In subrogation cases where the insured’s damages were caused by a defective product, the fact that the product at issue is or was subject to a recall announced by the Consumer Product Safety Commission (CPSC) may help to establish that the product was defective when it left the manufacturer’s possession and control. On December 10, 2019, the CPSC announced the following recall related to a product that presents a fire hazard:

Bass Pro Recalls MR. STEAK™ Gas Grills Due to Fire Hazard.

According to the CPSC, “[t]he gas regulator hose with attached fuel gauge can melt if it comes in ... Continue Reading

In subrogation cases where the insured’s damages were caused by a defective product, the fact that the product at issue is or was subject to a recall announced by the Consumer Product Safety Commission (CPSC) may help to establish that the product was defective when it left the manufacturer’s possession and control. On December 6, 2019, the CPSC announced the following recall related to a product that presents a fire hazard:

WilliamsRDM Recalls Cooktop Fire Suppressors Due to Risk of Failure to Activate and Suppress Fires.

According to the CPSC, “[t]he StoveTop FireStop (STFS ... Continue Reading

Idaho is the latest of several states that now recognize an independent tort against third parties that willfully compromise evidence in an attempt to interfere with a potential civil lawsuit. Courts have long provided remedies for evidence spoliation when the wrongdoer is a direct party to the litigation, such as providing an adverse inference instruction against the spoliating party. However, courts have not always granted relief to plaintiffs alleging third party spoliation. In Raymond v. Idaho State Police, 451 P.3d 17 (Idaho 2019), the Supreme Court of Idaho formally adopted the tort of Intentional Interference With A Prospective Civil Action By Spoliation Of Evidence By A Third Party (Third Party Spoliation). Adopting this tort provides an avenue of spoliation relief against parties who are not part of the underlying civil lawsuit.Continue Reading

In subrogation cases where the insured’s damages were caused by a defective product, the fact that the product at issue is or was subject to a recall announced by the Consumer Product Safety Commission (CPSC) may help to establish that the product was defective when it left the manufacturer’s possession and control. On November 26, 2019, the CPSC announced the following recall related to a product that presents a fire hazard:

Yamaha Recalls Portable Generators Due to Fire and Burn Hazards.

According to the CPSC, “[t]he portable generator’s fuel tank can leak gasoline, posing ... Continue Reading